https://www.rte.ie/news/your-money/en-ieRTÉ 2023-RTÉ Commercial Enterprises Ltd, Registration No: 155076, Donnybrook, Dublin 4, Ireland.Fri, 24 Nov 2023 09:17:48 +0000https://www.rte.ie/news/business/2023/1124/1418246-mortgage-approvals-for-first-time-buyers-hits-record/The number of mortgages approved last month increased by 2.7% compared to a month earlier.Fri, 24 Nov 2023 05:00:00 +0000https://www.rte.ie/news/business/2023/1124/1418246-mortgage-approvals-for-first-time-buyers-hits-record/Businesshttps://www.rte.ie/news/business/2023/1124/1418195-how-to-stay-safe-when-shopping-online/Irish consumers are expected to spend around €100 million today, Black Friday, and many will make purchases online.Fri, 24 Nov 2023 05:00:00 +0000https://www.rte.ie/news/business/2023/1124/1418195-how-to-stay-safe-when-shopping-online/Businesshttps://www.rte.ie/news/business/2023/1123/1418085-aa-ireland-fuel-price-survey/The latest AA Ireland Fuel Price Survey shows a second monthly drop for petrol and diesel prices with both dropping by three cent in November.Thu, 23 Nov 2023 10:26:43 +0000https://www.rte.ie/news/business/2023/1123/1418085-aa-ireland-fuel-price-survey/Businesshttps://www.rte.ie/news/business/2023/1123/1418145-subscription-spending-background/Subscription services have exploded in popularity in the past decade – meaning we may be paying much more for them than we realise, writes Adam Maguire.Thu, 23 Nov 2023 13:40:33 +0000https://www.rte.ie/news/business/2023/1123/1418145-subscription-spending-background/Businesshttps://www.rte.ie/news/business/2023/1123/1418188-most-mortgages-entering-arrears-are-trackers/New research by the Central Bank shows the majority of mortgage accounts going into default of up to three months in the past year have been trackers.Thu, 23 Nov 2023 16:33:07 +0000https://www.rte.ie/news/business/2023/1123/1418188-most-mortgages-entering-arrears-are-trackers/Businesshttps://www.rte.ie/news/ireland/2023/1122/1417816-black-friday-sales/As Black Friday and Cyber Monday deals are being advertised, shoppers are being advised to watch out for scams as they search for a bargain, writes Consumer Affairs Correspondent Joe Mag Raollaigh.Wed, 22 Nov 2023 00:01:03 +0000https://www.rte.ie/news/ireland/2023/1122/1417816-black-friday-sales/Consumer Affairshttps://www.rte.ie/news/business/2023/1122/1417888-bank-of-irelands-extra-help-hub/Bank of Ireland has launched the Extra Help Hub, a new resource which will provide a range of additional supports for customers, families and carers.Wed, 22 Nov 2023 10:44:16 +0000https://www.rte.ie/news/business/2023/1122/1417888-bank-of-irelands-extra-help-hub/Businesshttps://www.rte.ie/news/2023/1122/1417921-prsi-increase/The Government "is getting it all wrong again" on increases in PSRI, Sinn Féin's Spokesperson on Finance Pearse Doherty has said.Wed, 22 Nov 2023 12:23:14 +0000https://www.rte.ie/news/2023/1122/1417921-prsi-increase/Politicshttps://www.rte.ie/news/business/2023/1121/1417732-shoppers-encouraged-to-buy-local-on-black-friday/40% of shoppers plan to get their Christmas gifts in the Black Friday sales this week, new research shows.Tue, 21 Nov 2023 13:36:15 +0000https://www.rte.ie/news/business/2023/1121/1417732-shoppers-encouraged-to-buy-local-on-black-friday/Businesshttps://www.rte.ie/news/business/2023/1120/1417352-consumers-plan-a-more-positive-but-prudent-christmas/Planning to cut back on Christmas spending is now a seasonal norm, according to analysis of the Credit Union Consumer Sentiment survey for November.Mon, 20 Nov 2023 05:00:00 +0000https://www.rte.ie/news/business/2023/1120/1417352-consumers-plan-a-more-positive-but-prudent-christmas/Businesshttps://www.rte.ie/news/ireland/2023/1120/1417475-budget-payments/Three lump sum cost-of-living payments announced in the Budget will be paid this week.Mon, 20 Nov 2023 11:59:55 +0000https://www.rte.ie/news/ireland/2023/1120/1417475-budget-payments/Irelandhttps://www.rte.ie/news/politics/2023/1121/1417820-prsi/The Government has signed off on a plan to increase PRSI over five years to replenish the Social Insurance Fund.Tue, 21 Nov 2023 23:18:34 +0000https://www.rte.ie/news/politics/2023/1121/1417820-prsi/Politicshttps://www.rte.ie/news/business/2023/1119/1417108-buy-now-pay-later-in-focus-as-festive-season-nears/As the festive spending period nears, most consumers say they will scale back on their purchases amid the cost of living squeeze. Many will enter into 'buy now, pay later' arrangements for their goods. Central Bank research has uncovered a fairly low level of understanding of the credit arrangement.Sun, 19 Nov 2023 05:00:00 +0000https://www.rte.ie/news/business/2023/1119/1417108-buy-now-pay-later-in-focus-as-festive-season-nears/Analysis and Commenthttps://www.rte.ie/news/business/2023/1117/1417135-new-mortgage-provider-moco-launches-in-irish-market/A new mortgage provider has launched in the Irish market.Fri, 17 Nov 2023 18:00:07 +0000https://www.rte.ie/news/business/2023/1117/1417135-new-mortgage-provider-moco-launches-in-irish-market/Businesshttps://www.rte.ie/news/business/2023/1116/1416807-bank-of-ireland-fraud-warning-for-consumers/Bank of Ireland is warning consumers to be especially vigilant for fraud as the Black Friday and Cyber Monday online shopping days near.Thu, 16 Nov 2023 10:13:13 +0000https://www.rte.ie/news/business/2023/1116/1416807-bank-of-ireland-fraud-warning-for-consumers/Businesshttps://www.rte.ie/news/business/2023/1116/1416842-revolut-to-increase-charges-for-paid-plans/Banking and payments app Revolut has announced the first significant overhaul of its paid plans for its Irish customers since their launch in 2018.Thu, 16 Nov 2023 12:37:10 +0000https://www.rte.ie/news/business/2023/1116/1416842-revolut-to-increase-charges-for-paid-plans/Businesshttps://www.rte.ie/news/business/2023/1117/1416885-record-online-spend-forecast-for-black-friday/One week out, AIB is forecasting that online Black Friday spend in Ireland this year will surpass last year's record-breaking total.Fri, 17 Nov 2023 05:00:00 +0000https://www.rte.ie/news/business/2023/1117/1416885-record-online-spend-forecast-for-black-friday/Businesshttps://www.rte.ie/news/business/2023/1117/1417086-bpfi-mortgage-market-profile-report/The latest Banking and Payments Federation Ireland report reveals that first-time buyers are very much dominating the mortgage market, despite headwinds from rising property prices and European Central Bank interest rate increases.Fri, 17 Nov 2023 14:35:30 +0000https://www.rte.ie/news/business/2023/1117/1417086-bpfi-mortgage-market-profile-report/Businesshttps://www.rte.ie/lifestyle/living/2023/1114/1416232-what-to-know-about-money-if-you-and-your-partner-arent-married/John Lowe of MoneyDoctors.ie discovers non-traditional families were previously not provided with any legal status and so do not have the same legal rights now as married couples as provided under the 'Marriage Act 2015'.Tue, 14 Nov 2023 06:00:56 +0000https://www.rte.ie/lifestyle/living/2023/1114/1416232-what-to-know-about-money-if-you-and-your-partner-arent-married/livinghttps://www.rte.ie/news/business/2023/1115/1416672-irish-life-health-price-hike/Irish Life Health said today the price of its health insurance plans will increase from January 1, 2004 due to increased demand for healthcare services.Wed, 15 Nov 2023 14:46:54 +0000https://www.rte.ie/news/business/2023/1115/1416672-irish-life-health-price-hike/Businesshttps://www.rte.ie/news/business/2023/1115/1416641-synch-ends-plans-to-launch-payments-app-here/A plan by the three remaining retail banks to launch a new mobile based payments system in the Irish market has been abandoned.Wed, 15 Nov 2023 12:47:09 +0000https://www.rte.ie/news/business/2023/1115/1416641-synch-ends-plans-to-launch-payments-app-here/Businesshttps://www.rte.ie/news/business/2023/1113/1416116-rents-rising-nationally-but-marked-slowdown-in-dublin/Rents being sought for properties on the open-market nationally are continuing to increase, but there has been a continued slowdown in the rate of increase in Dublin.Mon, 13 Nov 2023 05:00:06 +0000https://www.rte.ie/news/business/2023/1113/1416116-rents-rising-nationally-but-marked-slowdown-in-dublin/Businesshttps://www.rte.ie/news/business/2023/1109/1415490-near-50-jump-in-value-of-car-loans-bpfi/There has been a surge in the volume and value of car loans being issued here, according to the latest Personal Loans Report from Banking and Payments Federation Ireland.Thu, 09 Nov 2023 05:00:00 +0000https://www.rte.ie/news/business/2023/1109/1415490-near-50-jump-in-value-of-car-loans-bpfi/Businesshttps://www.rte.ie/lifestyle/living/2023/1107/1415078-should-you-be-financially-compatible-with-your-future-partner/John Lowe of MoneyDoctors.ie advises all couples to come clean when it comes to money from the start, especially those in the throes of living together.Tue, 07 Nov 2023 09:35:16 +0000https://www.rte.ie/lifestyle/living/2023/1107/1415078-should-you-be-financially-compatible-with-your-future-partner/livinghttps://www.rte.ie/news/business/2023/1106/1414889-doddlie-mortgage-switching-index/The latest doddl.ie mortgage switching index has found the savings that homeowners can make by switching their mortgages have doubled in the past six months.Mon, 06 Nov 2023 11:26:58 +0000https://www.rte.ie/news/business/2023/1106/1414889-doddlie-mortgage-switching-index/Businesshttps://www.rte.ie/news/business/2023/1102/1414153-two-thirds-of-adults-think-irish-banks-lack-competition/wo thirds of adults in Ireland think the banking sector lacks competition, new research has found, while almost three quarters agree that the process of opening a new bank account is difficult.Thu, 02 Nov 2023 05:00:00 +0000https://www.rte.ie/news/business/2023/1102/1414153-two-thirds-of-adults-think-irish-banks-lack-competition/Businesshttps://www.rte.ie/news/business/2023/1102/1414329-homeowners-urged-to-review-home-insurance/Less than one in four who carry out home renovations adjust their insurance policies, new data shows.Thu, 02 Nov 2023 13:47:01 +0000https://www.rte.ie/news/business/2023/1102/1414329-homeowners-urged-to-review-home-insurance/Businesshttps://www.rte.ie/brainstorm/2023/1102/1414242-ireland-houses-costs-prices-affordability/Right now, the policy focus in this country appears to be on helping people to pay for unaffordable accommodationThu, 02 Nov 2023 09:34:54 +0000https://www.rte.ie/brainstorm/2023/1102/1414242-ireland-houses-costs-prices-affordability/Housinghttps://www.rte.ie/brainstorm/2023/1101/1414010-tips-home-heating-energy-bills-boiler-radiators-ventilation/Winter means having the heating on more often so here;'s how to have a comfortable home with optimal energy useWed, 01 Nov 2023 09:19:53 +0000https://www.rte.ie/brainstorm/2023/1101/1414010-tips-home-heating-energy-bills-boiler-radiators-ventilation/Energyhttps://www.rte.ie/news/business/2023/1101/1413992-electricity-prices/The Minister for Finance has said there needs to be further reductions in energy prices so consumers can feel the benefits of changes that have happened in wholesale energy markets.Wed, 01 Nov 2023 00:00:01 +0000https://www.rte.ie/news/business/2023/1101/1413992-electricity-prices/Irelandhttps://www.rte.ie/news/business/2023/1031/1413797-holidaymakers-warned-about-rise-in-online-scam/Holidaymakers are being warned about a new type of fraud aimed at those booking travel breaks.Tue, 31 Oct 2023 05:00:34 +0000https://www.rte.ie/news/business/2023/1031/1413797-holidaymakers-warned-about-rise-in-online-scam/Businesshttps://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/Online bank Revolut claims to have successfully prevented more than €220m in potential fraud in the last 12 months.Tue, 31 Oct 2023 08:47:26 +0000https://www.rte.ie/news/business/2023/1031/1413840-revolut-doubles-financial-crime-headcount-since-2021/Businesshttps://www.rte.ie/news/business/2023/1029/1413407-where-next-for-interest-rates-as-ecb-pauses/For ten meetings in a row, over a period of little more than a year, the European Central Bank embarked on the most ambitious rate hiking cycle in its existence. This week it opted to take a break. Most analysts speculate that the bank is done hiking rates. And some believe rate cuts are coming.Sun, 29 Oct 2023 05:00:00 +0000https://www.rte.ie/news/business/2023/1029/1413407-where-next-for-interest-rates-as-ecb-pauses/Businesshttps://www.rte.ie/news/business/2023/1027/1413193-mortgage-drawdowns-fall-22-driven-by-switching-slump/Mortgage drawdowns were down almost 22% between July and September when compared to the same period last year.Fri, 27 Oct 2023 05:00:00 +0100https://www.rte.ie/news/business/2023/1027/1413193-mortgage-drawdowns-fall-22-driven-by-switching-slump/Businesshttps://www.rte.ie/news/business/2023/1027/1413304-bank-of-ireland-mortgage-rates/Bank of Ireland has announced an increase to its variable mortgage rates of 0.25% - effective from today.Fri, 27 Oct 2023 10:05:19 +0100https://www.rte.ie/news/business/2023/1027/1413304-bank-of-ireland-mortgage-rates/Businesshttps://www.rte.ie/news/business/2023/1027/1413368-ulster-bank-still-holding-l200m-in-irish-deposits/Ulster Bank customers continued to hold deposits totalling £200m in the third quarter of the year.Fri, 27 Oct 2023 14:40:33 +0100https://www.rte.ie/news/business/2023/1027/1413368-ulster-bank-still-holding-l200m-in-irish-deposits/Businesshttps://www.rte.ie/news/business/2023/1025/1412854-central-bank-warns-on-scam/The Central Bank has today issued a warning about a "ruthless" scam that is targeting consumers looking for cash loans from online providers.Wed, 25 Oct 2023 10:17:43 +0100https://www.rte.ie/news/business/2023/1025/1412854-central-bank-warns-on-scam/Businesshttps://www.rte.ie/news/business/2023/1024/1412622-revolut-adds-european-stocks/Online bank Revolut said today it has added more than 70 European-listed companies to its investment offering in Ireland.Tue, 24 Oct 2023 09:02:39 +0100https://www.rte.ie/news/business/2023/1024/1412622-revolut-adds-european-stocks/Businesshttps://www.rte.ie/news/business/2023/1020/1411791-a-third-of-people-dont-expect-to-own-their-own-home/Nearly a third of people want to own their own home but don't think they ever will, a new survey has found.Fri, 20 Oct 2023 07:02:00 +0100https://www.rte.ie/news/business/2023/1020/1411791-a-third-of-people-dont-expect-to-own-their-own-home/Businesshttps://www.rte.ie/news/business/2023/1019/1411672-energy-engage-code/Households who engage with their suppliers over their energy bills will never have their supply cut off.Thu, 19 Oct 2023 07:46:44 +0100https://www.rte.ie/news/business/2023/1019/1411672-energy-engage-code/Businesshttps://www.rte.ie/brainstorm/2023/1019/1411699-psychology-misunderstanding-money-common-mistakes/We can learn a lot from the psychology of financial decisions to help avoid losing moneyThu, 19 Oct 2023 10:00:21 +0100https://www.rte.ie/brainstorm/2023/1019/1411699-psychology-misunderstanding-money-common-mistakes/moneyhttps://www.rte.ie/news/business/2023/1018/1411580-new-draft-laws-aim-to-reform-credit-union-sector/Credit unions will be able to refer their members to other credit unions to access a service, regardless of whether or not the referring credit union provides the service itself, under an amendment to proposed legislation currently before the Oireachtas.Wed, 18 Oct 2023 15:32:32 +0100https://www.rte.ie/news/business/2023/1018/1411580-new-draft-laws-aim-to-reform-credit-union-sector/Businesshttps://www.rte.ie/news/business/2023/1016/1411093-aib-spend-trend/AIB's latst Spend Trend survey shows that spending in the hospitality sector fell in September as the summer holiday season came to a close.Mon, 16 Oct 2023 08:35:30 +0100https://www.rte.ie/news/business/2023/1016/1411093-aib-spend-trend/Businesshttps://www.rte.ie/news/business/2023/1017/1411196-irelands-pension-system-ranking-improves-slightly/Ireland's pension system has improved slightly in the past year when compared with global peers, a new index has found.Tue, 17 Oct 2023 05:00:01 +0100https://www.rte.ie/news/business/2023/1017/1411196-irelands-pension-system-ranking-improves-slightly/Businesshttps://www.rte.ie/news/politics/2023/1017/1411233-energy-credits/The Government has agreed the payment dates for energy credits and extra welfare payments which were included in the cost of living package in last week's Budget.Tue, 17 Oct 2023 00:00:20 +0100https://www.rte.ie/news/politics/2023/1017/1411233-energy-credits/Budget 2024https://www.rte.ie/lifestyle/living/2023/1017/1411290-3-ways-to-find-extra-money-in-a-pinch/There are three ways to find extra cash, says John Lowe.Tue, 17 Oct 2023 09:26:44 +0100https://www.rte.ie/lifestyle/living/2023/1017/1411290-3-ways-to-find-extra-money-in-a-pinch/livinghttps://www.rte.ie/news/business/2023/1012/1410329-used-car-price-inflation-rises-to-3-3-in-third-quarter/The rate of inflation in the used car market was 3.3% in the period from July to the end of September, up from 0.9% in the previous quarter.Thu, 12 Oct 2023 05:00:00 +0100https://www.rte.ie/news/business/2023/1012/1410329-used-car-price-inflation-rises-to-3-3-in-third-quarter/Businesshttps://www.rte.ie/news/business/2023/1013/1410565-online-payments-continue-to-grow-cheque-payments-drop/Online and mobile banking payments are continuing to grow in the country while usage of cheques has dropped to the lowest level since 2008.Fri, 13 Oct 2023 05:00:00 +0100https://www.rte.ie/news/business/2023/1013/1410565-online-payments-continue-to-grow-cheque-payments-drop/Businesshttps://www.rte.ie/lifestyle/living/2023/1010/1409967-10-essential-questions-to-ask-about-managing-your-money/John Lowe of MoneyDoctors.ie shares his advice for taking stock of your financial situation.Tue, 10 Oct 2023 10:08:11 +0100https://www.rte.ie/lifestyle/living/2023/1010/1409967-10-essential-questions-to-ask-about-managing-your-money/livinghttps://www.rte.ie/news/business/2023/1009/1409727-yuno-energy-lowers-electricity-prices-from-today/New electricity supplier Yuno Energy has today announced a 12% reduction in its unit energy cost for its lowest discounted tariff.Mon, 09 Oct 2023 07:07:08 +0100https://www.rte.ie/news/business/2023/1009/1409727-yuno-energy-lowers-electricity-prices-from-today/Business